apple card denied reddit

Grow scores into 700s. You might need to choose a reason for the dispute or issue then tap.

Got Denied For Apple Card With A Score Of 700 I M 19 Trying To Build My Credit Should I Reconsider Reapplying Or Forget It Pretty Sad Tbh R Applecard

Everything matches my ID and my information.

. Actually thats about something else when we applied to the apple card it would say apple card services are currently unavailable try again later and i called customer support about it on 731 and maybe they fixed it but it doesnt have anything to do with denial afaik bc we couldnt even apply in the first place to be denied im not denied. I applied for an Apple Card and was denied due to the following reasons - Too many inquiries. Which of course is totally normal when you apply for any credit card.

Apple may provide or recommend responses as a possible solution based on the information provided. Check your Apple ID info. Im struggling to understand why they couldnt verify my identity as my pictures of my ID were clear and all my information was put in correctly.

Not sure if its 30 days from your first attempt or second. Highly utilized on too many bankcard trades recently or insufficient information on bankcard trades. Go to your card info.

I keep getting the response that Im being denied due to my monthly debt obligations are too high given your income - examples may include loan or monthly housing payments. How your Apple Card application is evaluated. They usually would send u a path to Apple Card.

Here is a link on how each application is evaluated - How your Apple Card application is evaluated - Apple Support. Apple Card Denial. Open the Setting app and tap Wallet and Apple Pay.

Apple Card Application decision. The Apple Card is slowly rolling out to American consumers on a limited basis. If that wasnt blatantly obvious to everyone already.

When accepting it becomes hard pull. That was the first thing I checked when I started getting verification errors. Fortunately if your application was denied there are things you can try to do to make your next application successful.

The only thing that I could think of is when I put my address in my street name ends with. We are unable to verify your identification informationa. I applied 2 days ago and just got a response saying I was denied because they couldnt verify my identity.

If youve applied for an Apple Card and are denied because of insufficient credit or a low credit score there are a number of ways to build credit. Just because you apply though doesnt automatically mean youll be accepted. Nov 21 2019 1205 PM Reply Helpful.

As of June 30 2020 if youve been denied the Apple Card you may see a notification on your device offering you the opportunity to join the Path to Apple program. Its probably nothing to do with the photo of your ID. Every potential issue may involve several factors not detailed in the.

They do soft pulls. Opened a high proportion of trades recently. First get a copy of your credit report from the credit bureau that Goldman Sachs used if that information contributed to your application.

Just try once a month until youre approved since its a soft pull until you accept an approval. Open the Settings app tap Wallet Apple Pay then tap your Apple Cash card. If your application is declined youll receive an email with details explaining why.

Some people on Reddit claim their Apple Card applications have been declined. Learn about the key criteria used to determine whether your Apple Card application is approved or declined. Full name address birthdate and make sure it matches what you put in the application process under Settings.

So Ive applied for the Apple Card about 7 or so times over the course of the last three or so weeks. In general the better your credit history the lower your interest rates will be and the more available credit youll be offered. Open the Wallet app tap your Apple Cash card then tap.

Open the Apple Watch app on your iPhone tap Wallet Apple Pay then tap your Apple Cash card. Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application. 2500 SL Barclay Apple Visa 4500 CapitalOne Platinum 1000 SL CapitalOne VentureOne 10K SL PenFed Pathfinder 3500 Wells Fargo Platinum 9500 BECU Visa.

My FICO Score according to the same email from Apple is 723 which I think is more than enough for. Once you opt in youll receive monthly updates on your progress via email covering your success in tackling credit roadblocks like settling past due balances making on-time payments on your. I have a question.

This site contains user submitted content comments and opinions and is for informational purposes only. Credit Card being denied More Less. How to verify your identity for Apple Cash.

Find and tap the transaction that you want to dispute. Tap your Apple Card then tap the Transactions tab. Any more than 2 a month I believe and you can get locked out from applying for 30 days.

If I wanted to charge my new iPhone 11 Pro Max to the Apple Card I would need to the input the cards number on the terminal. Tap Report an Issue. To chat with an Apple Card Specialist tap Dispute Charge Unknown Transaction or Other Issue.

Is anyone elses application for the Apple Card getting denied for monthly debt obligations are too high given your income even though they have no debt whatsoever. Hey everyone does it differantly i went all in and got 11 cards in my first 9 months of my credit journey now i will focus on raising limits and working off inquiries just do it responsibly and get the cards you want dont just apply for anything i got the disc cash back cap one qs us bank altitude go apple card amex daily cash commerce connections rewards gm rewards card. Denial isnt the end of the line.

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